Planning for the light at the end of the tunnel

Posted by idawrites on April 15, 2010 in Budgeting, Decisions, Finance |

To say that the last few years has been difficult financially would be like saying that there was a little bit of rain at my parents’ house last September. Now that Mark has a new job that he LOVES and things are going to be settling back to “normal”, we’re all starting to get excited. […]


Are you “just”ifying your future away?

Posted by idawrites on April 9, 2010 in Budgeting, Money, Spending |

You know what I realized the other day? The word “JUST” is an evil word we use to excuse everything. Seriously. When someone makes a hurtful comment and you call them on it, what’s the standard reply? “I was JUST kidding, jeez.” What about when you’re in the middle of working hard on something and […]


Why I Love Mint.com – And You Should Too

Posted by idawrites on January 26, 2010 in Budgeting, Finance, Money |

*This is not a compensated review.  I am a Mint.com user.* How do I love Mint.com, let me count the ways… For most people (not me) dealing with finances is a pain in the tush.  Very few people really enjoy checking up on their money every single day.  Mint is designed with both the number […]


What if You Were Laid Off Today?

Posted by idawrites on January 12, 2010 in Budgeting, Finance, Financial Peace University, Money |

Since Mark’s layoff in 2007 and starting this blog in 2008, I have spent what amounts to actual weeks of my life budgeting and cutting expenses. I’ve clipped coupons, made our own laundry detergent, replaced our old light bulbs with CFLs, worn layers and used extra blankets in the winter, and kept windows open and […]


Stocking Stuffers Almost Broke My Budget

Posted by idawrites on December 21, 2009 in Budgeting, Christmas, Shopping |

Mark and I hit a couple of stores yesterday to pick up 3 or 4 things on our list that we weren’t able order online. I am REALLY proud of us for having a shopping budget this year (for the first time ever!) and really working hard to stick to it. Believe it or not, […]


Do You Budget For Field Trips?

Posted by idawrites on February 13, 2009 in Budgeting, Children, education |

Do you budget for school field trips throughout the year? What about school pictures? Dances? Fundraising drives? Or does the cash you spend for these things come out of other budget categories? Although our youngest children are 11 and we’ve been dealing with the Ninja Expenses associated with school aged children for over a decade […]


The Dirty Laundry Edition – AND MY 200TH POST

Posted by idawrites on November 24, 2008 in Budgeting, Emergency Fund, Family, Finance, Money, Planning |

I’ve been avoiding posts of any real substance lately. I’ve been putting this milestone post off for days as well. This is my 200th post, and I can assure you that I didn’t expect to still be writing this blog as long as I have. Any of you who have been reading this blog for very […]


Worried about the Economy?

Posted by idawrites on September 30, 2008 in Budgeting, Finance, Frugal Tips |

I am not the first person, nor the last, to weigh in on my worries over the economy and the direction it’s heading. I watch the news and read the paper and do my best not to get caught up in the panic. I think that the economy is going into the toilet. Furthermore, I […]


Changing Middle Class Perspectives

Posted by idawrites on July 10, 2008 in Budgeting, Finance |

When I started writing this blog, I started it for one reason. I hadn’t yet found a good resource for our family type. I even went so far as to list our annual budgeted expenses and lament that there was not a lot of wiggle room for us to lower them. Over the last six […]


Small Victories – Children and Money

Posted by idawrites on June 16, 2008 in Budgeting, Children, Family, Spending |

Mark’s son, Geoff, spends most of his time in a different spending environment than the rest of our children. This has presented some serious challenges to the way he relates to money when he’s with us. Since it’s finally our two weeks with him (the first time we’ve ever had my girls with us during […]

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