Is Credit Card Debt your Ghost of Christmas Past?

Posted by idawrites on December 14, 2009 in Christmas, Debt, Gifts |

Here we are again, 10 days until Christmas. You’re filled with stress and dread. It’s not like you just have money to toss around. What you DO have is an arm long list of people counting on you to deliver on the 25th. Every single time you think about cutting back this Christmas, you get […]


What Would You Do? – Planning for Our Children’s Futures

Posted by idawrites on September 1, 2009 in Children, Debt, education |

I don’t really have a witty opening line for today’s entry, or a compelling story to tell. I just have a blazing looming worry that I’m hoping ya’all can shed some perspective on. Now, I get that in the grand scheme of things, this is a concern that many people only wish to have… but […]


I Wish I’d Known Then… Top 10 List

Posted by idawrites on July 23, 2009 in Debt, Frugal Tips, Money |

I was just reading an article on Forbes, titled What I’ve Learned: Once a broke student, now a CEO and it made me wonder.  What do I wish I’d known about money at 18, that I know now? There are SO many things!  Here’s my Top 10 List: Magic: The Gathering cards are NOT a […]


Federal Fair Debt Collection Practices Act

Posted by idawrites on June 22, 2009 in credit, Debt, education |

I ordered the 2008 Consumer Action Handbook mid last year, and sort of tossed it to the side once it arrived.  Yesterday, while organizing part of the office, I found it again and started to thumb through.  You know, this book has a LOT of great information in it. It’s got extensive information regarding credit, […]


Dave Ramsey – Debt Free Revolution

Posted by idawrites on April 21, 2009 in Dave Ramsey, Debt |

I may not agree with every word out of Dave’s mouth, but I definitely think the debt reduction principles he teaches are the best common sense around. I listen to him every day on the way home from work. If you’re not a Dave Ramsey listener, give him a whirl. Dave Ramsey callers have provided […]


One Step Forward and Two Steps Back

Posted by idawrites on December 9, 2008 in Debt, Decisions, Emergency Fund, Money |

Thanks for everyone who stuck it through with me during my absence. Life has been very crazy here and we’ve just been working on getting back to normal. For just a glimpse of our week, I bring you the Minivan O Doom Saga: Back in January, I wrote that I paid off my minivan 9 […]


Companies NEED debt to pay payroll

Posted by idawrites on October 8, 2008 in Business, Debt, Finance |

This statement made me pause. Now, I don’t care if you support this massive monster of a mistaken bailout or not … the notion that companies must have credit to pay their bills and therefore employ you is the height of ridiculous. As a matter of fact, I’ve never worked for a company who used […]


Short and Long Term Goals

Posted by idawrites on May 31, 2008 in Debt, Goals |

I have hundreds of “goals” or things that flit through my mind that I mentally decide I want to accomplish. I finally decided to put pencil to paper and make a list. I wrote down 1 year, 5 year, and 10 year goals. Mark even got in on the action. It was an interesting exercise, […]


If You Know You’re Broke, STOP SPENDING

Posted by idawrites on May 23, 2008 in Debt, Discussions, Finance, Spending |

My co-workers are excited about the book I’m writing. They all want to talk about my process and my ideas. I think it’s fabulous to receive such instant feedback, but some of the conversations it has prompted have blown my mind. In the break room yesterday, I was speaking with a woman who is in […]


Being In Debt Feels Hopeless

Posted by idawrites on April 16, 2008 in Debt, Taxes |

A lot of my favorite bloggers write about Gazelle Intensity. The basic premise is that you focus on reducing your debt with all the intensity of a Gazelle outrunning a cheetah. I’m amazed at the lengths at which some people are able to go to accomplish this. I admire the dedication and fortitude that it […]

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