I felt a little silly yesterday, sending a Billpay for $3.11 toward a $75,000 debt. I sent one for $3.89 not too long ago. I just wonder what the people who have to process these payments think of the insane woman paying an extra $3.11. Do they laugh? Do they make snide comments?
Not that I really care what they think. I put no stock in the elusive, yet omnipresent, THEY. But, it does make me wonder about the true cost to others. The bank has to transfer the money to the Billpay company. The Billpay company has to print the checks and put them in envelopes and add postage. The post office carries the check to the company. The company’s mail room delivers it internally. The payments department has to log it and apply it to my debt. All of these steps just so my little snowflake can melt against the furnace that is my debt.
But, I sent it anyway!